Licensed Public Insurance Adjusters
Our team of experienced public adjusters will work tirelessly to ensure that you receive the maximum settlement possible for your property damage or loss.
Licensed Public Insurance Adjusters
Our team of experienced public adjusters will work tirelessly to ensure that you receive the maximum settlement possible for your property damage or loss.
"Never settle for less than you deserve."
We represent you!
We understand the emotional and financial toll that property damage or loss can take on you and your business. That’s why we’re here to provide you with the support and guidance you need during these challenging times. We’ve got your back, whether fire, water, or hurricane damage. Our team of expert public adjusters will work with you every step of the way to ensure that you receive the maximum compensation for your loss.
Types of Claims
If you’ve experienced property damage and need help navigating the complex and often overwhelming insurance claims process. We offer a range of services to help ensure you receive a fair and timely settlement for your covered losses.
Fire Damage
Water Damage
Smoke Damage
Flood Damage
Windstorm
Riots
Vandalism
Pipe Burst
We are the experts!
We understand that filing an insurance claim can be daunting, especially when dealing with the technicalities of an insurance policy. That’s why we offer a full-service approach – we handle everything for you; from filing the claim to writing the inventory of your damaged contents to your building estimate as well as negotiating with your insurance company. We’ll ensure that you get the maximum amount of money for your loss and provide support every step of the way.
Services We Offer
At Black Emerald Adjustment Specialists, we offer a comprehensive range of services to help you navigate the complexities of property damage claims. Our experienced team of public adjusters will work with you to assess your loss, prepare and file your claim, and negotiate with your insurance company to ensure you receive the maximum settlement possible. Whether you’re dealing with fire, water, or other property damage, we provide the support and expertise you need to get your life back on track.
Residential Claims
Commercial Claims
HOA Claims
What Do People Say?
Our adjusters are highly trained and experienced professionals who deeply understand the insurance industry and can effectively advocate for your rights as a policyholder.
FAQs
Some of the most frequently asked questions you may receive include inquiries about policy coverage, claim procedures, claim settlements, and disputes. Check out some other common questions below.
A public adjuster is a licensed insurance professional representing policyholders in filing insurance claims and negotiating with insurance companies for a fair settlement. Unlike insurance company adjusters, who work for the insurance company, public adjusters work for the policyholder.
When an insured experiences a loss, such as property damage or a personal injury, the public adjuster is hired to assess the damages, evaluate the policy coverage, and negotiate a settlement with the insurance company on behalf of the policyholder. Public adjusters are typically employed when the policyholder feels that the insurance company’s initial settlement offer is insufficient or if there is a dispute regarding the claim.
Public adjusters are trained and experienced in the insurance claims process and work to ensure that policyholders receive the maximum compensation they are entitled to under their insurance policy. They may also assist with filing paperwork, preparing documentation, and communicating with the insurance company throughout the claims process. Public adjusters generally work on a contingency fee basis, meaning they are paid a percentage of the final settlement amount.
Hiring a public adjuster can be beneficial in several ways, especially if you have experienced a significant loss or damage covered by your insurance policy. Here are some reasons why you might consider hiring a public adjuster:
- Maximize your claim payout: A public adjuster can help ensure that you receive the maximum compensation you are entitled to under your insurance policy. They will evaluate your damages, review your policy coverage, and negotiate with the insurance company on your behalf to obtain a fair settlement.
- Save time and reduce stress: Filing an insurance claim and negotiating with the insurance company can be time-consuming and stressful. A public adjuster can handle these tasks for you, freeing up your time and reducing the stress associated with the claims process.
- Ensure accuracy and completeness: Public adjusters are experienced in filing insurance claims and can ensure that all necessary documentation is submitted accurately and completely. This can help prevent delays or denials of your claim.
- Expert knowledge and advocacy: Public adjusters have specialized knowledge of the insurance claims process and can advocate for your interests throughout the claims process. They can identify issues with your claim and work to resolve them in your favor.
- Level the playing field: Insurance companies have their own adjusters responsible for minimizing their compensation. Hiring a public adjuster can level the playing field and give you someone on your side working to ensure you receive a fair settlement.
You may want to consider hiring a public adjuster in the following situations:
- Significant loss or damage: If you have experienced a significant loss or damage that is covered by your insurance policy, such as a fire, flood, or major storm damage, a public adjuster can help ensure that you receive the maximum amount of compensation you are entitled to under your policy.
- Complex claims: Insurance claims can be complicated, especially if multiple parties are involved or the damage is difficult to assess. A public adjuster can help navigate these complexities and ensure your claim is handled correctly.
- Disputes with the insurance company: If you are having difficulty getting the insurance company to pay out on your claim or if you feel that the settlement offer is inadequate, a public adjuster can negotiate on your behalf and help resolve any disputes.
- Limited time or expertise: Filing an insurance claim can be time-consuming and require specialized knowledge of the claims process. If you are short on time or don’t have experience with insurance claims, a public adjuster can handle the process for you.
- Peace of mind: Finally, hiring a public adjuster can give you peace of mind knowing that your claim is being handled correctly and that you are receiving the maximum compensation you are entitled to under your policy.
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Start a Claim Submission
We can help you gather and document the necessary information and negotiate with the insurance company on your behalf. It’s essential to act quickly to report any damages or losses to your insurance company to ensure that your claim is processed promptly.